Our layaway plan numbers contain the following main points
1. Minimum deposit 20% of the purchase price.
2. After the deposit has been paid. Payment of 4 equal and consecutive monthly payments by credit card paid online (Paypal, Visa or MasterCard only). Payments can be accelerated at any time. You can pay 2 or more payments in any month.
3. Cancellation fee of $50.00.
4. As long as the payments are made on time, the merchandise will be held for you.
5. Minimum layaway selling price $100.00
6. No initiation or processing fee or any other type of fee or charge.
7. We will set up a specific layaway plan with customers initals with your chosen product that can be accessed online in our layaway section. All payment amounts and payment dates will be available on this webpage. But no credit card information will be shown.
8. The layaway plan initals will be viewable to the people who browse our website but no personal information or credit card infomation will be shown.
9. The merchandise will be shipped shortly after the last payment has been received and cleared (no exceptions).
For example: If a $500.00 dollar wedding ring is put into a layaway plan. A deposit of $100.00 is paid and 4 monthly consecutive payment of $100.00 each is paid.
The payment schedule would looks like this.
January - $100 payment of deposit
February - $100 1st of 4 layaway payments
March - $100 2nd of 4 layaway payments
April - $100 3rd of 4 layaway payments
May - $100 4th of 4 layaway payments
May - Layaway plans complete, merchandise shipped insured.
If you have any further questions or wish me to open a layaway plan number please E-mail me at Sales-at-Claddaghstore.com and let me know the product you wish to put on layaway and will set up your layaway plan number and E-mail you back a link to your layaway plan number.